COLLINSVILLE — Leah Joyce, financial associate with Thrivent Financial, has been awarded a professional designation in the field of long-term care, Certified in Long-Term Care.
The program is independent of the insurance industry and focuses on providing financial service professionals the tools needed to meet their client’s long-term care needs.
The CLTC program is the long-term care insurance industry’s only independent professional designation. Created in 1999, the course is focused on the field of long-term care planning and provides legal, accounting, insurance and financial service professionals the critical tools necessary to address the subject matter with their middle-age clients, she said.
The goal of the designation is to teach financial professionals how to create a plan that preserves the emotional, physical, and financial well-being of a client’s family, should care be necessary. Once established, options to fund that plan, including, Medicare, Medicaid, the Veterans Administration, self-funding and long-term care insurance, are reviewed and recommended where appropriate, she said.
“I strive to provide clients with a financial strategy that meets their needs,” Joyce said. “My ability to do that well depends on my understanding of their unique situation.”
Participants are provided the information and training needed to offer guidance to families on a range of issues including home care, assisted living, nursing homes, social services, and most importantly, establishing a plan for what will pay for these resources. Ensuring that retirement assets are protected is a primary focus of long-term care conversations, and a long-term care plan of action should be a part of every retirement strategy, she said.
“It is my responsibility to help people explain the emotional, physical and financial consequences associated with providing or paying for care over an extended period of time. It is essential they have this information so they can take action to protect those they love while they have options. I am committed to helping my clients create an appropriate plan to meet their specific needs,” Joyce said.
Thrivent Financial is represented in the local area by Leah Joyce. She has offices at 210 Regency Centre in Collinsville and can also be reached at (618) 365-4275.