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Urology of St. Louis offers advice on practical ways to use remaining FSA money

People with a Flexible Spending Account (FSA) have approximately three months left to use or lose their money. According to research by the Employee Benefit Research Institute (EBRI), 44% of people with FSAs leave money on the table each year, with the average amount being around $370.

Travis Bullock, MD

Doctors at Urology of St. Louis (USL), the largest private urologic practice in St. Louis and the Metro East, want to remind people of some simple ways they can use their remaining FSA dollars on procedures that can make a big impact on a person’s quality of life. Travis Bullock, MD, a urologist with USL said now is the time to take care of appointments, doctor visits and procedures that may have been put on the back burner.

“Once people have met their deductible or have remaining FSA money, it removes the financial stressors and allows people to consider procedures that may not be as medically pressing but can still make a big difference in their quality of life,” said Dr. Bullock. “Conditions such as stress incontinence, erectile dysfunction, vasectomies and overactive bladder are all health concerns that people may put off getting treatment for until they have extra funds available. I just always tell my patients that if they’ve met their deductible for the year or have FSA money left to spend, now is the time to start calling to make those appointments.”

FSAs are pre-tax accounts that can be used to pay healthcare or dependent care expenses. Employees are allowed to set aside up to $2,850 in advance annually and can decide how much money to contribute each year to cover their medical costs.

Dr. Bullock said stress incontinence, in particular, is a condition he often sees patients delay seeking treatment for longer than they should. Stress incontinence is often referred to as bladder leakage and occurs when your sphincter muscles are weakened. This can cause leakage with simple activities such as sneezing, coughing or physical activity. Dr. Bullock said one in three people will deal with some form of incontinence in their life and it can cause major inconveniences to a person’s daily life.

“There are so many misconceptions around handling incontinence,” said Dr. Bullock. “People often think that stress incontinence is normal and that it’s just a part of life. I’m here to confirm it is not normal and you shouldn’t have to live with this. People don’t realize the treatment is a 15-minute, non-invasive procedure that is covered by insurance. Now is the time to take care of any urologic needs, before the holidays, so you can be present without having to worry about any symptoms.”

USL offers treatment for a wide range of urological conditions including prostate cancer, penile curvature, pelvic organ prolapse, incontinence, sexual health, benign prostatic hyperplasia, kidney stones, kidney cancer, vasectomies and erectile dysfunction. For more information about their telehealth services or to find a list of locations, visit their website at or email at

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